DMJ CREDIT SOLUTIONS
CREDIT REPAIR DONE RIGHT
Our number one priority to our customers is to help them get their financial groove back. We do this through constant education on the process of raising your credit score and how to live and establish a better financial life.
FREEING YOURSELF FROM POOR CREDIT
If you have been wondering how to free yourself from poor credit, then you have come to the right place. We have worked with tens to hundreds of clients – addressing their credit scores and getting them into homes and rearranging their financial mindset.
7 DAYS OF WAYS TO BE FINANCIALLY FREE THAT CANNOT BE LOCATED IN GOOGLE. Hidden Secrets to Be Free of Bad Credit.
Dispute Options
Personalized Dispute Options to Fit Your Exact Credit Repair Needs.
Custom Disputes
Custom Dispute Letters Submitted On Your Behalf.
Work With The Best
An Experienced Case Analyst and Case Advisor Working Personally With You throughout The Proces
Client Portal
Access to Your Case Status and Updated Information - 24 Hours A Day / 7 Days A Week.
We have an excellent track record in helping client's to improve their credit scores:
If you have a better credit score you could potentially have a better interest rate. Just an increase of 20 point in your credit score can mean a difference of tens of thousands of dollars in interest saved on an average priced home and hundreds of dollars of interest saved on car payments and credit cards. We have a proven track record of helping clients to raise credit scores quickly and effectively to give you better purchasing power.
WE ARE SUCCESSFUL AT REMOVING:
- LATE PAYMENTS
- CHARGE OFFS
- BANKRUPTCY
- MEDICAL BILLS
- COLLECTIONS
- FORECLOSURES
- TAX LIENS
- STUDENT LOANS
- INQUIRIES
- CREDIT ERRORS
- AND MORE!
Choose the perfect plan
ECONOMY
199 enrollment/ Audit fee 99 a month
VIP
349 enrollment /Audit fee 129 a month
Includes everything in economy pack
Credit coaching
Upper management handles your account
Chexsystem
Tradline added your reports
Business consultation ( how to build business credit
CREDIT REPAIR
Frequently asked questions
It depends — on your goals, your situation and how much work you need done. We look at you as an individual and build your own personal Game Plan
Yes, its Legal. The law that allows for insuring the accuracy and disputing inaccurate items on your credit report is called “The Fair Credit Reporting Act.” The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed. Studies have shown that 80% of all credit reports contain errors. This is nearly 8 out of 10 reports. Therefore most credit reports improve immediately. For items that are disputed that are not errors, a creditor or furnisher is often unable to find the records or signed documents within the allotted time and the item gets removed. Sometimes the furnisher will say that the account has been verified but not offer proof. This is where we come in and prepare your documents for challenging the verification process which must meet a lot of criteria, but usually does not.
- You cannot have any new collection accounts appear or any missed payment during the repair/education process
- You maintained a Credit Monitoring Service throughout the process
- You allow 6 months from the start date of retaining our services
- No new account opened without us being advised
- No new evictions, tax liens, or repos
- No maxed out credit cards
- You have at least 4 negative items when you sign up
- You have not attempted to repair your own credit or used another credit agency at least two years previous to signing up
- You’ve agreed and sent us all updated reports from all three bureaus within 5 days of receipt
**updated reports usually arrive within 15-45 days. It’s your responsibility as a client to notify us that you have received or not received updated reports**
In most cases an item cannot come back once the are removed without the bureau taking the proper steps. In some very rare circumstances this could be different and they may follow the proper protocol when reinserting a previously removed item.
On average clients are able to remove 80% of the negative items from a credit report. At times, the credit bureau and the creditors have done and report everything right which leaves no room to have a case against them. When this happens, they have acted withing the scope of the FCRA.
FREEING YOURSELF FROM POOR CREDIT
If you have been wondering how to free yourself from poor credit, then you have come to the right place. We have worked with tens to hundreds of clients – addressing their credit scores and getting them into homes and rearranging their financial mindset.